Nations Direct Mortgage in Louisiana vs the state
15.7%Denial rate-6.46 pts vs state
22.5%Decision denial rate-5.70 pts vs state
54.3%Origination rate+2.32 pts vs state
6.49%Median rate-0.13 pts vs state
0.56Rate spread (pts)+0.20 pts vs state
$87kMedian applicant income
38Loans originated
11Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 16 | 16.0% | 6.62% | #311 |
| 2024 | 24 | 13 | 25.0% | 6.63% | #300 |
| 2025 | 70 | 38 | 15.7% | 6.49% | #213 |
What Nations Direct Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Nations Direct Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tangipahoa Parish | 16 | 11 | 2 | 12.5% |
| Caddo Parish | 7 | 1 | 3 | 42.9% |
| St. Tammany Parish | 7 | 4 | 0 | 0.0% |
| Jefferson Parish | 6 | 4 | 0 | 0.0% |
| St. Charles Parish | 4 | 4 | 0 | 0.0% |
| St. Bernard Parish | 3 | 1 | 0 | 0.0% |
| Lafayette Parish | 3 | 1 | 1 | 33.3% |
| St. John the Baptist Parish | 3 | 1 | 1 | 33.3% |
| Ascension Parish | 3 | 1 | 0 | 0.0% |
| East Baton Rouge Parish | 2 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 70 applications in 2025, of which 38 were originated and 11 denied.
15.7% of all applications, or 22.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Nations Direct Mortgage originated in Louisiana in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Nations Direct Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology