Mlb Residential Lending in Ohio vs the state
30.0%Denial rate+12.31 pts vs state
60.0%Decision denial rate+38.11 pts vs state
10.0%Origination rate-49.90 pts vs state
6.50%Median rate-0.38 pts vs state
0.54Rate spread (pts)+0.16 pts vs state
$108kMedian applicant income
1Loans originated
3Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 8 | 43.5% | 7.00% | #509 |
| 2024 | 13 | 0 | 46.2% | — | #569 |
| 2025 | 10 | 1 | 30.0% | 6.50% | #609 |
What Mlb Residential Lending lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Mlb Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 1 | 0 | 1 | 100.0% |
| Warren County | 1 | 0 | 1 | 100.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Fairfield County | 1 | 0 | 0 | 0.0% |
| Erie County | 1 | 0 | 0 | 0.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
| Lorain County | 1 | 0 | 1 | 100.0% |
| Delaware County | 1 | 0 | 0 | 0.0% |
| Shelby County | 1 | 0 | 0 | 0.0% |
| Lucas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 10 applications in 2025, of which 1 were originated and 3 denied.
30.0% of all applications, or 60.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Mlb Residential Lending originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are Mlb Residential Lending's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology