Mission Loans · Colorado · 2025

Mission Loans in Colorado: approval rate, denial rate and rates (2025)

Mission Loans took 335 mortgage applications in Colorado in 2025, ranking #137 of 1,114 lenders active in the state. It originated 20.9% of them and denied 1.8% (7.0% of the applications it decided), against a statewide denial rate of 15.6%.

335Applicationsin CO
7.0%Decision denial ratestate 19.7%
7.63%Median ratestate 6.63%
$155,000Median loanstate $325,000
$15MVolume43 counties

Mission Loans in Colorado vs the state

1.8%Denial rate-13.84 pts vs state
7.0%Decision denial rate-12.68 pts vs state
20.9%Origination rate-39.12 pts vs state
7.63%Median rate+1.00 pts vs state
1.43Rate spread (pts)+1.28 pts vs state
$101kMedian applicant income
70Loans originated
6Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023128477.8%6.99%#193
2024165325.5%9.38%#175
2025335701.8%7.63%#137

What Mission Loans lends in Colorado

By loan purpose

Home purchase 4 1% · 0.0% denied
Refinance 82 24% · 3.7% denied
Cash-out refinance 122 36% · 2.5% denied
Other / HELOC 127 38% · 0.0% denied

By loan type

Conventional 266 79% · 1.5% denied
FHA 54 16% · 3.7% denied
VA 15 4% · 0.0% denied

Why it denied Colorado applicants

Credit history 2 33%
Debt-to-income ratio 2 33%
Unverifiable information 1 17%
Collateral 1 17%

Where in Colorado

Counties with the most Mission Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
El Paso County 50103 6.0%
Arapahoe County 3870 0.0%
Jefferson County 3170 0.0%
Adams County 2951 3.4%
Weld County 2681 3.8%
Denver County 2030 0.0%
Larimer County 1960 0.0%
Douglas County 1720 0.0%
Mesa County 1220 0.0%
Pueblo County 1010 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 335 applications in 2025, of which 70 were originated and 6 denied.

1.8% of all applications, or 7.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Mission Loans originated in Colorado in 2025 was 7.63%, against a statewide median of 6.63%.

About this data. Figures are Mission Loans's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology