Mid-Continent Funding in Wisconsin vs the state
45.5%Denial rate+31.44 pts vs state
50.0%Decision denial rate+33.64 pts vs state
36.4%Origination rate-31.79 pts vs state
6.38%Median rate-0.25 pts vs state
-0.04Rate spread (pts)-0.16 pts vs state
$58kMedian applicant income
4Loans originated
5Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 10 | 4.8% | 6.69% | #395 |
| 2024 | 17 | 10 | 5.9% | 5.88% | #423 |
| 2025 | 11 | 4 | 45.5% | 6.38% | #484 |
What Mid-Continent Funding lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Mid-Continent Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Price County | 4 | 0 | 4 | 100.0% |
| Eau Claire County | 2 | 1 | 0 | 0.0% |
| Grant County | 1 | 1 | 0 | 0.0% |
| Wood County | 1 | 0 | 1 | 100.0% |
| Milwaukee County | 1 | 0 | 0 | 0.0% |
| Waupaca County | 1 | 1 | 0 | 0.0% |
| Sheboygan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 11 applications in 2025, of which 4 were originated and 5 denied.
45.5% of all applications, or 50.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Mid-Continent Funding originated in Wisconsin in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mid-Continent Funding's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology