Member First Mortgage in Louisiana vs the state
15.0%Denial rate-7.17 pts vs state
27.3%Decision denial rate-0.88 pts vs state
30.0%Origination rate-21.97 pts vs state
5.88%Median rate-0.75 pts vs state
0.22Rate spread (pts)-0.14 pts vs state
$92kMedian applicant income
6Loans originated
3Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 4 | 22.2% | 5.81% | #271 |
| 2024 | 21 | 6 | 19.1% | 6.38% | #305 |
| 2025 | 20 | 6 | 15.0% | 5.88% | #314 |
What Member First Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Member First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Parish | 4 | 1 | 0 | 0.0% |
| Orleans Parish | 3 | 0 | 1 | 33.3% |
| St. Bernard Parish | 3 | 1 | 1 | 33.3% |
| Livingston Parish | 2 | 0 | 1 | 50.0% |
| St. Tammany Parish | 2 | 1 | 0 | 0.0% |
| West Baton Rouge Parish | 2 | 1 | 0 | 0.0% |
| West Feliciana Parish | 1 | 0 | 0 | 0.0% |
| Washington Parish | 1 | 0 | 0 | 0.0% |
| St. John the Baptist Parish | 1 | 1 | 0 | 0.0% |
| Caddo Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 20 applications in 2025, of which 6 were originated and 3 denied.
15.0% of all applications, or 27.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Member First Mortgage originated in Louisiana in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Member First Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology