Manufacturers and Traders Trust in Wyoming vs the state
27.3%Denial rate+11.71 pts vs state
42.9%Decision denial rate+23.27 pts vs state
36.4%Origination rate-24.65 pts vs state
5.56%Median rate-0.94 pts vs state
-0.19Rate spread (pts)-0.42 pts vs state
$80kMedian applicant income
4Loans originated
3Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 25.0% | 3.13% | #142 |
| 2024 | 10 | 5 | 10.0% | 6.63% | #134 |
| 2025 | 11 | 4 | 27.3% | 5.56% | #140 |
What Manufacturers and Traders Trust lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natrona County | 3 | 1 | 0 | 0.0% |
| Campbell County | 2 | 0 | 2 | 100.0% |
| Laramie County | 2 | 2 | 0 | 0.0% |
| Converse County | 1 | 0 | 0 | 0.0% |
| Carbon County | 1 | 0 | 1 | 100.0% |
| Fremont County | 1 | 0 | 0 | 0.0% |
| Park County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 11 applications in 2025, of which 4 were originated and 3 denied.
27.3% of all applications, or 42.9% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Manufacturers and Traders Trust originated in Wyoming in 2025 was 5.56%, against a statewide median of 6.50%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology