Manufacturers and Traders Trust · Louisiana · 2025

Manufacturers and Traders Trust in Louisiana: approval rate, denial rate and rates (2025)

Manufacturers and Traders Trust took 54 mortgage applications in Louisiana in 2025, ranking #244 of 721 lenders active in the state. It originated 48.2% of them and denied 27.8% (36.6% of the applications it decided), against a statewide denial rate of 22.2%.

54Applicationsin LA
36.6%Decision denial ratestate 28.2%
5.88%Median ratestate 6.63%
$165,000Median loanstate $165,000
$5.2MVolume21 counties

Manufacturers and Traders Trust in Louisiana vs the state

27.8%Denial rate+5.61 pts vs state
36.6%Decision denial rate+8.44 pts vs state
48.2%Origination rate-3.82 pts vs state
5.88%Median rate-0.75 pts vs state
0.46Rate spread (pts)+0.10 pts vs state
$78kMedian applicant income
26Loans originated
15Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023451242.2%6.50%#251
202422918.2%5.88%#304
2025542627.8%5.88%#244

What Manufacturers and Traders Trust lends in Louisiana

By loan purpose

Home purchase 17 31% · 5.9% denied
Refinance 3 6% · 0.0% denied
Cash-out refinance 25 46% · 48.0% denied
Other / HELOC 9 17% · 22.2% denied

By loan type

Conventional 20 37% · 45.0% denied
FHA 23 43% · 26.1% denied
VA 11 20% · 0.0% denied

Why it denied Louisiana applicants

Other 6 40%
Credit history 3 20%
Debt-to-income ratio 2 13%
Collateral 1 7%
Incomplete application 1 7%
Unverifiable information 1 7%
Insufficient cash 1 7%

Where in Louisiana

Counties with the most Manufacturers and Traders Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 843 37.5%
Orleans Parish 721 14.3%
Livingston Parish 531 20.0%
Caddo Parish 430 0.0%
Rapides Parish 412 50.0%
Jefferson Parish 422 50.0%
Lincoln Parish 210 0.0%
Iberia Parish 220 0.0%
St. Tammany Parish 211 50.0%
Terrebonne Parish 220 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 54 applications in 2025, of which 26 were originated and 15 denied.

27.8% of all applications, or 36.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Manufacturers and Traders Trust originated in Louisiana in 2025 was 5.88%, against a statewide median of 6.63%.

About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology