Manufacturers and Traders Trust in Kansas vs the state
10.8%Denial rate-4.22 pts vs state
15.4%Decision denial rate-2.90 pts vs state
56.8%Origination rate-7.06 pts vs state
5.75%Median rate-0.88 pts vs state
0.85Rate spread (pts)+0.55 pts vs state
$91kMedian applicant income
21Loans originated
4Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 16 | 19.4% | 6.31% | #238 |
| 2024 | 27 | 15 | 18.5% | 6.25% | #257 |
| 2025 | 37 | 21 | 10.8% | 5.75% | #253 |
What Manufacturers and Traders Trust lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shawnee County | 7 | 4 | 0 | 0.0% |
| Johnson County | 6 | 3 | 1 | 16.7% |
| Reno County | 4 | 3 | 0 | 0.0% |
| Clay County | 2 | 0 | 2 | 100.0% |
| Wyandotte County | 2 | 2 | 0 | 0.0% |
| Sedgwick County | 2 | 0 | 0 | 0.0% |
| Dickinson County | 2 | 2 | 0 | 0.0% |
| Allen County | 1 | 0 | 0 | 0.0% |
| Cowley County | 1 | 1 | 0 | 0.0% |
| Pottawatomie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 37 applications in 2025, of which 21 were originated and 4 denied.
10.8% of all applications, or 15.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Manufacturers and Traders Trust originated in Kansas in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology