Manufacturers and Traders Trust in Colorado vs the state
7.8%Denial rate-7.80 pts vs state
10.3%Decision denial rate-9.32 pts vs state
67.0%Origination rate+6.94 pts vs state
3.13%Median rate-3.50 pts vs state
-0.06Rate spread (pts)-0.21 pts vs state
$124kMedian applicant income
77Loans originated
9Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 42 | 3.5% | 5.81% | #267 |
| 2024 | 89 | 61 | 12.4% | 3.00% | #235 |
| 2025 | 115 | 77 | 7.8% | 3.13% | #215 |
What Manufacturers and Traders Trust lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 41 | 34 | 0 | 0.0% |
| Douglas County | 11 | 9 | 1 | 9.1% |
| Jefferson County | 10 | 7 | 0 | 0.0% |
| Adams County | 8 | 4 | 0 | 0.0% |
| Weld County | 8 | 4 | 2 | 25.0% |
| Arapahoe County | 5 | 2 | 0 | 0.0% |
| Pueblo County | 5 | 3 | 0 | 0.0% |
| Denver County | 4 | 1 | 1 | 25.0% |
| Larimer County | 3 | 1 | 2 | 66.7% |
| Garfield County | 2 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 115 applications in 2025, of which 77 were originated and 9 denied.
7.8% of all applications, or 10.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Manufacturers and Traders Trust originated in Colorado in 2025 was 3.13%, against a statewide median of 6.63%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology