Magnolia Bank in Louisiana vs the state
12.1%Denial rate-10.05 pts vs state
18.2%Decision denial rate-9.97 pts vs state
54.6%Origination rate+2.58 pts vs state
6.25%Median rate-0.38 pts vs state
-0.05Rate spread (pts)-0.41 pts vs state
$99kMedian applicant income
18Loans originated
4Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 21 | 18.8% | 6.25% | #281 |
| 2024 | 29 | 21 | 10.3% | 6.25% | #285 |
| 2025 | 33 | 18 | 12.1% | 6.25% | #280 |
What Magnolia Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Magnolia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 6 | 2 | 1 | 16.7% |
| Livingston Parish | 5 | 3 | 0 | 0.0% |
| Rapides Parish | 4 | 3 | 0 | 0.0% |
| Caddo Parish | 4 | 2 | 0 | 0.0% |
| St. Martin Parish | 3 | 0 | 1 | 33.3% |
| East Baton Rouge Parish | 3 | 1 | 2 | 66.7% |
| Jefferson Davis Parish | 1 | 1 | 0 | 0.0% |
| Terrebonne Parish | 1 | 1 | 0 | 0.0% |
| West Baton Rouge Parish | 1 | 1 | 0 | 0.0% |
| Natchitoches Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 33 applications in 2025, of which 18 were originated and 4 denied.
12.1% of all applications, or 18.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Magnolia Bank originated in Louisiana in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Magnolia Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology