M2 Lending Solutions in Colorado vs the state
0.0%Denial rate-15.63 pts vs state
0.0%Decision denial rate-19.66 pts vs state
71.6%Origination rate+11.58 pts vs state
6.56%Median rate-0.06 pts vs state
0.20Rate spread (pts)+0.05 pts vs state
$125kMedian applicant income
174Loans originated
0Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 366 | 263 | 0.3% | 6.50% | #113 |
| 2024 | 304 | 249 | 0.0% | 6.63% | #129 |
| 2025 | 243 | 174 | 0.0% | 6.56% | #162 |
What M2 Lending Solutions lends in Colorado
By loan purpose
By loan type
Where in Colorado
Counties with the most M2 Lending Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 99 | 68 | 0 | 0.0% |
| Denver County | 59 | 42 | 0 | 0.0% |
| Adams County | 27 | 17 | 0 | 0.0% |
| Douglas County | 19 | 16 | 0 | 0.0% |
| Jefferson County | 16 | 14 | 0 | 0.0% |
| Larimer County | 4 | 2 | 0 | 0.0% |
| Park County | 3 | 2 | 0 | 0.0% |
| El Paso County | 3 | 3 | 0 | 0.0% |
| Weld County | 3 | 3 | 0 | 0.0% |
| Broomfield County | 2 | 2 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 243 applications in 2025, of which 174 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans M2 Lending Solutions originated in Colorado in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are M2 Lending Solutions's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology