Luxury Mortgage in Washington vs the state
10.5%Denial rate-5.12 pts vs state
18.2%Decision denial rate-1.36 pts vs state
47.4%Origination rate-13.69 pts vs state
7.25%Median rate+0.63 pts vs state
0.75Rate spread (pts)+0.56 pts vs state
$192kMedian applicant income
9Loans originated
2Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 18 | 8 | 27.8% | 7.31% | #387 |
| 2025 | 19 | 9 | 10.5% | 7.25% | #394 |
What Luxury Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Luxury Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 10 | 4 | 2 | 20.0% |
| Pierce County | 2 | 0 | 0 | 0.0% |
| Kittitas County | 1 | 1 | 0 | 0.0% |
| Grant County | 1 | 0 | 0 | 0.0% |
| Snohomish County | 1 | 1 | 0 | 0.0% |
| Kitsap County | 1 | 0 | 0 | 0.0% |
| Spokane County | 1 | 1 | 0 | 0.0% |
| Skagit County | 1 | 1 | 0 | 0.0% |
| San Juan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 19 applications in 2025, of which 9 were originated and 2 denied.
10.5% of all applications, or 18.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Luxury Mortgage originated in Washington in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Luxury Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology