Longbridge Financial in Texas vs the state
9.3%Denial rate-10.13 pts vs state
12.5%Decision denial rate-12.40 pts vs state
56.4%Origination rate+1.47 pts vs state
6.13%Median rate-0.38 pts vs state
—Rate spread (pts)
$36kMedian applicant income
315Loans originated
52Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 324 | 190 | 14.2% | 7.45% | #314 |
| 2024 | 406 | 247 | 16.5% | 7.00% | #277 |
| 2025 | 559 | 315 | 9.3% | 6.13% | #242 |
What Longbridge Financial lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 65 | 34 | 4 | 6.2% |
| Dallas County | 59 | 37 | 3 | 5.1% |
| Tarrant County | 43 | 24 | 3 | 7.0% |
| Bexar County | 25 | 12 | 2 | 8.0% |
| Travis County | 22 | 10 | 5 | 22.7% |
| Collin County | 21 | 15 | 1 | 4.8% |
| Montgomery County | 19 | 15 | 0 | 0.0% |
| Denton County | 19 | 11 | 2 | 10.5% |
| Fort Bend County | 17 | 12 | 3 | 17.6% |
| Williamson County | 12 | 10 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 559 applications in 2025, of which 315 were originated and 52 denied.
9.3% of all applications, or 12.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Longbridge Financial originated in Texas in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology