LoanUnited.com in Colorado vs the state
6.4%Denial rate-9.23 pts vs state
12.4%Decision denial rate-7.22 pts vs state
45.1%Origination rate-14.95 pts vs state
5.88%Median rate-0.75 pts vs state
-0.34Rate spread (pts)-0.49 pts vs state
$115kMedian applicant income
169Loans originated
24Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 25 | 5.9% | 6.13% | #249 |
| 2024 | 174 | 77 | 0.6% | 5.99% | #171 |
| 2025 | 375 | 169 | 6.4% | 5.88% | #128 |
What LoanUnited.com lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 123 | 63 | 6 | 4.9% |
| Arapahoe County | 33 | 11 | 3 | 9.1% |
| Adams County | 32 | 15 | 6 | 18.8% |
| Jefferson County | 31 | 10 | 0 | 0.0% |
| Weld County | 29 | 13 | 1 | 3.4% |
| Pueblo County | 27 | 8 | 2 | 7.4% |
| Larimer County | 19 | 11 | 0 | 0.0% |
| Denver County | 16 | 7 | 0 | 0.0% |
| Douglas County | 12 | 7 | 0 | 0.0% |
| Teller County | 8 | 5 | 1 | 12.5% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 375 applications in 2025, of which 169 were originated and 24 denied.
6.4% of all applications, or 12.4% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans LoanUnited.com originated in Colorado in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology