Loan Funder in Texas vs the state
21.1%Denial rate+1.65 pts vs state
45.9%Decision denial rate+21.00 pts vs state
24.9%Origination rate-30.03 pts vs state
9.99%Median rate+3.49 pts vs state
—Rate spread (pts)
—Median applicant income
284Loans originated
241Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 415 | 193 | 6.3% | 10.99% | #280 |
| 2024 | 1,237 | 377 | 16.7% | 10.99% | #138 |
| 2025 | 1,143 | 284 | 21.1% | 9.99% | #160 |
What Loan Funder lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 300 | 72 | 71 | 23.7% |
| Dallas County | 135 | 31 | 33 | 24.4% |
| Bexar County | 72 | 9 | 15 | 20.8% |
| Tarrant County | 69 | 23 | 7 | 10.1% |
| Montgomery County | 39 | 5 | 10 | 25.6% |
| Travis County | 33 | 6 | 10 | 30.3% |
| Hidalgo County | 33 | 13 | 3 | 9.1% |
| Galveston County | 28 | 8 | 6 | 21.4% |
| Jefferson County | 23 | 5 | 8 | 34.8% |
| Fort Bend County | 23 | 3 | 5 | 21.7% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,143 applications in 2025, of which 284 were originated and 241 denied.
21.1% of all applications, or 45.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Loan Funder originated in Texas in 2025 was 9.99%, against a statewide median of 6.50%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology