Lima One Capital in Washington vs the state
16.3%Denial rate+0.68 pts vs state
17.8%Decision denial rate-1.76 pts vs state
75.5%Origination rate+14.45 pts vs state
9.70%Median rate+3.07 pts vs state
—Rate spread (pts)
—Median applicant income
37Loans originated
8Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 27 | 0.0% | 10.95% | #349 |
| 2024 | 90 | 48 | 25.6% | 10.95% | #230 |
| 2025 | 49 | 37 | 16.3% | 9.70% | #296 |
What Lima One Capital lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 17 | 17 | 0 | 0.0% |
| King County | 8 | 3 | 4 | 50.0% |
| Clark County | 8 | 7 | 1 | 12.5% |
| Pierce County | 7 | 5 | 1 | 14.3% |
| Walla Walla County | 3 | 2 | 1 | 33.3% |
| Kittitas County | 2 | 1 | 1 | 50.0% |
| Grant County | 1 | 0 | 0 | 0.0% |
| Cowlitz County | 1 | 1 | 0 | 0.0% |
| Thurston County | 1 | 1 | 0 | 0.0% |
| Spokane County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 49 applications in 2025, of which 37 were originated and 8 denied.
16.3% of all applications, or 17.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Lima One Capital originated in Washington in 2025 was 9.70%, against a statewide median of 6.63%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology