Lima One Capital in Colorado vs the state
17.4%Denial rate+1.76 pts vs state
22.9%Decision denial rate+3.20 pts vs state
58.7%Origination rate-1.32 pts vs state
9.70%Median rate+3.07 pts vs state
—Rate spread (pts)
—Median applicant income
27Loans originated
8Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 18 | 0.0% | 10.60% | #412 |
| 2024 | 46 | 20 | 28.3% | 10.45% | #297 |
| 2025 | 46 | 27 | 17.4% | 9.70% | #312 |
What Lima One Capital lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mesa County | 8 | 3 | 1 | 12.5% |
| Arapahoe County | 7 | 6 | 0 | 0.0% |
| Delta County | 6 | 6 | 0 | 0.0% |
| El Paso County | 5 | 5 | 0 | 0.0% |
| Weld County | 5 | 1 | 3 | 60.0% |
| Denver County | 4 | 1 | 0 | 0.0% |
| Jefferson County | 3 | 1 | 2 | 66.7% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 0 | 1 | 100.0% |
| Larimer County | 1 | 0 | 1 | 100.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 46 applications in 2025, of which 27 were originated and 8 denied.
17.4% of all applications, or 22.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Lima One Capital originated in Colorado in 2025 was 9.70%, against a statewide median of 6.63%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology