LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in West Virginia vs the state
10.0%Denial rate-11.19 pts vs state
17.2%Decision denial rate-9.42 pts vs state
34.0%Origination rate-20.79 pts vs state
6.20%Median rate-0.42 pts vs state
0.01Rate spread (pts)-0.39 pts vs state
$149kMedian applicant income
17Loans originated
5Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 12 | 5 | 0.0% | 7.00% | #238 |
| 2025 | 50 | 17 | 10.0% | 6.20% | #136 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 9 | 2 | 0 | 0.0% |
| Berkeley County | 6 | 2 | 1 | 16.7% |
| Monongalia County | 5 | 2 | 0 | 0.0% |
| Morgan County | 4 | 3 | 1 | 25.0% |
| Cabell County | 3 | 0 | 0 | 0.0% |
| Calhoun County | 3 | 2 | 0 | 0.0% |
| Kanawha County | 2 | 0 | 0 | 0.0% |
| Tucker County | 2 | 1 | 0 | 0.0% |
| Raleigh County | 2 | 1 | 1 | 50.0% |
| Upshur County | 2 | 0 | 1 | 50.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 50 applications in 2025, of which 17 were originated and 5 denied.
10.0% of all applications, or 17.2% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in West Virginia in 2025 was 6.20%, against a statewide median of 6.62%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology