Leaderone Financial in Colorado vs the state
6.0%Denial rate-9.64 pts vs state
8.4%Decision denial rate-11.26 pts vs state
65.3%Origination rate+5.25 pts vs state
6.50%Median rate-0.13 pts vs state
0.26Rate spread (pts)+0.11 pts vs state
$150kMedian applicant income
109Loans originated
10Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 238 | 150 | 13.9% | 6.88% | #149 |
| 2024 | 156 | 98 | 6.4% | 6.99% | #183 |
| 2025 | 167 | 109 | 6.0% | 6.50% | #193 |
What Leaderone Financial lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 49 | 31 | 3 | 6.1% |
| Douglas County | 31 | 23 | 0 | 0.0% |
| Arapahoe County | 22 | 14 | 3 | 13.6% |
| Jefferson County | 14 | 9 | 0 | 0.0% |
| Denver County | 9 | 7 | 0 | 0.0% |
| Weld County | 9 | 6 | 0 | 0.0% |
| Adams County | 7 | 6 | 0 | 0.0% |
| Larimer County | 5 | 2 | 1 | 20.0% |
| Elbert County | 5 | 2 | 1 | 20.0% |
| Pueblo County | 5 | 2 | 2 | 40.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 167 applications in 2025, of which 109 were originated and 10 denied.
6.0% of all applications, or 8.4% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Leaderone Financial originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology