Kind Lending in Nevada vs the state
26.5%Denial rate+9.03 pts vs state
30.2%Decision denial rate+7.96 pts vs state
60.9%Origination rate+3.22 pts vs state
6.63%Median rate0.00 pts vs state
0.42Rate spread (pts)+0.13 pts vs state
$119kMedian applicant income
382Loans originated
166Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 422 | 288 | 21.1% | 6.50% | #56 |
| 2024 | 453 | 286 | 23.0% | 6.75% | #51 |
| 2025 | 627 | 382 | 26.5% | 6.63% | #46 |
What Kind Lending lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 463 | 280 | 125 | 27.0% |
| Washoe County | 81 | 56 | 15 | 18.5% |
| Lyon County | 30 | 17 | 8 | 26.7% |
| Nye County | 18 | 9 | 5 | 27.8% |
| Elko County | 11 | 7 | 2 | 18.2% |
| Churchill County | 9 | 4 | 5 | 55.6% |
| Douglas County | 7 | 5 | 2 | 28.6% |
| Mineral County | 2 | 2 | 0 | 0.0% |
| Humboldt County | 2 | 1 | 1 | 50.0% |
| Lander County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 627 applications in 2025, of which 382 were originated and 166 denied.
26.5% of all applications, or 30.2% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Kind Lending originated in Nevada in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology