Kiavi Funding in Nevada vs the state
6.8%Denial rate-10.62 pts vs state
8.1%Decision denial rate-14.11 pts vs state
74.7%Origination rate+17.01 pts vs state
9.75%Median rate+3.13 pts vs state
—Rate spread (pts)
—Median applicant income
591Loans originated
54Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 647 | 453 | 8.0% | 10.75% | #43 |
| 2024 | 956 | 751 | 4.2% | 10.25% | #36 |
| 2025 | 791 | 591 | 6.8% | 9.75% | #42 |
What Kiavi Funding lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 714 | 542 | 49 | 6.9% |
| Washoe County | 43 | 27 | 2 | 4.7% |
| Nye County | 16 | 8 | 2 | 12.5% |
| Elko County | 8 | 7 | 1 | 12.5% |
| Lyon County | 4 | 3 | 0 | 0.0% |
| Carson City | 3 | 3 | 0 | 0.0% |
| Humboldt County | 1 | 1 | 0 | 0.0% |
| Churchill County | 1 | 0 | 0 | 0.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 791 applications in 2025, of which 591 were originated and 54 denied.
6.8% of all applications, or 8.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Kiavi Funding originated in Nevada in 2025 was 9.75%, against a statewide median of 6.63%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology