Iserve Residential Lending in Nevada vs the state
2.9%Denial rate-14.58 pts vs state
3.4%Decision denial rate-18.85 pts vs state
74.6%Origination rate+16.93 pts vs state
6.63%Median rate0.00 pts vs state
0.53Rate spread (pts)+0.24 pts vs state
$117kMedian applicant income
156Loans originated
6Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 171 | 129 | 2.9% | 6.75% | #97 |
| 2024 | 189 | 148 | 1.6% | 6.63% | #99 |
| 2025 | 209 | 156 | 2.9% | 6.63% | #103 |
What Iserve Residential Lending lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Iserve Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washoe County | 89 | 66 | 1 | 1.1% |
| Elko County | 77 | 61 | 3 | 3.9% |
| Lyon County | 20 | 13 | 2 | 10.0% |
| Carson City | 8 | 6 | 0 | 0.0% |
| Churchill County | 5 | 3 | 0 | 0.0% |
| Douglas County | 3 | 2 | 0 | 0.0% |
| Storey County | 3 | 2 | 0 | 0.0% |
| Clark County | 3 | 2 | 0 | 0.0% |
| Nye County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 209 applications in 2025, of which 156 were originated and 6 denied.
2.9% of all applications, or 3.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Iserve Residential Lending originated in Nevada in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Iserve Residential Lending's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology