Intelliloan · Colorado · 2025

Intelliloan in Colorado: approval rate, denial rate and rates (2025)

Intelliloan took 51 mortgage applications in Colorado in 2025, ranking #303 of 1,114 lenders active in the state. It originated 37.3% of them and denied 5.9% (11.1% of the applications it decided), against a statewide denial rate of 15.6%.

51Applicationsin CO
11.1%Decision denial ratestate 19.7%
6.25%Median ratestate 6.63%
$435,000Median loanstate $325,000
$8.8MVolume14 counties

Intelliloan in Colorado vs the state

5.9%Denial rate-9.75 pts vs state
11.1%Decision denial rate-8.55 pts vs state
37.3%Origination rate-22.77 pts vs state
6.25%Median rate-0.38 pts vs state
0.08Rate spread (pts)-0.07 pts vs state
$121kMedian applicant income
19Loans originated
3Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023920.0%6.94%#524
202451135.9%6.00%#288
202551195.9%6.25%#303

What Intelliloan lends in Colorado

By loan purpose

Refinance 44 86% · 6.8% denied
Cash-out refinance 7 14% · 0.0% denied

By loan type

Conventional 15 29% · 6.7% denied
FHA 29 57% · 6.9% denied
VA 7 14% · 0.0% denied

Why it denied Colorado applicants

Debt-to-income ratio 1 33%
Unverifiable information 1 33%
Other 1 33%

Where in Colorado

Counties with the most Intelliloan applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Weld County 1240 0.0%
El Paso County 940 0.0%
Denver County 631 16.7%
Adams County 621 16.7%
Mesa County 301 33.3%
Pueblo County 210 0.0%
Boulder County 200 0.0%
Larimer County 210 0.0%
Morgan County 200 0.0%
Arapahoe County 210 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 51 applications in 2025, of which 19 were originated and 3 denied.

5.9% of all applications, or 11.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Intelliloan originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Intelliloan's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology