Ice Lender Holdings in Texas vs the state
10.5%Denial rate-8.96 pts vs state
17.8%Decision denial rate-7.08 pts vs state
48.3%Origination rate-6.57 pts vs state
7.25%Median rate+0.75 pts vs state
—Rate spread (pts)
—Median applicant income
143Loans originated
31Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 8 | 38.5% | 8.50% | #565 |
| 2024 | 228 | 61 | 29.4% | 7.50% | #374 |
| 2025 | 296 | 143 | 10.5% | 7.25% | #339 |
What Ice Lender Holdings lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 77 | 33 | 12 | 15.6% |
| Bexar County | 54 | 29 | 2 | 3.7% |
| Dallas County | 20 | 8 | 2 | 10.0% |
| Montgomery County | 15 | 10 | 0 | 0.0% |
| Tarrant County | 11 | 4 | 3 | 27.3% |
| Travis County | 8 | 0 | 3 | 37.5% |
| Fort Bend County | 6 | 2 | 1 | 16.7% |
| Denton County | 5 | 3 | 0 | 0.0% |
| Ector County | 5 | 4 | 0 | 0.0% |
| Bell County | 5 | 4 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 296 applications in 2025, of which 143 were originated and 31 denied.
10.5% of all applications, or 17.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Ice Lender Holdings originated in Texas in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology