Ice Lender Holdings in Colorado vs the state
52.8%Denial rate+37.15 pts vs state
86.4%Decision denial rate+66.70 pts vs state
8.3%Origination rate-51.69 pts vs state
7.88%Median rate+1.25 pts vs state
—Rate spread (pts)
—Median applicant income
3Loans originated
19Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 1 | 20.0% | 8.25% | #498 |
| 2024 | 13 | 2 | 38.5% | 7.69% | #460 |
| 2025 | 36 | 3 | 52.8% | 7.88% | #343 |
What Ice Lender Holdings lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 17 | 0 | 12 | 70.6% |
| Arapahoe County | 3 | 0 | 0 | 0.0% |
| Adams County | 3 | 0 | 3 | 100.0% |
| Pueblo County | 3 | 2 | 1 | 33.3% |
| Boulder County | 2 | 0 | 1 | 50.0% |
| El Paso County | 2 | 0 | 1 | 50.0% |
| Broomfield County | 1 | 0 | 1 | 100.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Gunnison County | 1 | 0 | 0 | 0.0% |
| Clear Creek County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 36 applications in 2025, of which 3 were originated and 19 denied.
52.8% of all applications, or 86.4% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Ice Lender Holdings originated in Colorado in 2025 was 7.88%, against a statewide median of 6.63%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology