Hope Federal Credit Union in Louisiana vs the state
32.5%Denial rate+10.33 pts vs state
32.5%Decision denial rate+4.35 pts vs state
67.5%Origination rate+15.53 pts vs state
6.75%Median rate+0.13 pts vs state
0.51Rate spread (pts)+0.15 pts vs state
$73kMedian applicant income
54Loans originated
26Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 2 | 90.5% | 11.50% | #324 |
| 2024 | 58 | 23 | 56.9% | 7.50% | #218 |
| 2025 | 80 | 54 | 32.5% | 6.75% | #199 |
What Hope Federal Credit Union lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Hope Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Parish | 33 | 26 | 7 | 21.2% |
| Orleans Parish | 23 | 14 | 9 | 39.1% |
| St. Tammany Parish | 7 | 4 | 3 | 42.9% |
| St. Bernard Parish | 5 | 3 | 2 | 40.0% |
| St. John the Baptist Parish | 4 | 4 | 0 | 0.0% |
| Ouachita Parish | 3 | 2 | 1 | 33.3% |
| Morehouse Parish | 2 | 0 | 2 | 100.0% |
| Vermilion Parish | 1 | 1 | 0 | 0.0% |
| Ascension Parish | 1 | 0 | 1 | 100.0% |
| West Baton Rouge Parish | 1 | 0 | 1 | 100.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 80 applications in 2025, of which 54 were originated and 26 denied.
32.5% of all applications, or 32.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Hope Federal Credit Union originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Hope Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology