Homexpress Mortgage in West Virginia vs the state
61.1%Denial rate+39.92 pts vs state
61.1%Decision denial rate+34.45 pts vs state
38.9%Origination rate-15.90 pts vs state
7.63%Median rate+1.00 pts vs state
—Rate spread (pts)
$172kMedian applicant income
7Loans originated
11Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 4 | 71.4% | 9.19% | #213 |
| 2024 | 34 | 12 | 64.7% | 8.00% | #160 |
| 2025 | 18 | 7 | 61.1% | 7.63% | #206 |
What Homexpress Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cabell County | 5 | 0 | 5 | 100.0% |
| Kanawha County | 4 | 2 | 2 | 50.0% |
| Berkeley County | 2 | 1 | 1 | 50.0% |
| Wood County | 2 | 1 | 1 | 50.0% |
| Monongalia County | 2 | 1 | 1 | 50.0% |
| Greenbrier County | 1 | 1 | 0 | 0.0% |
| Preston County | 1 | 0 | 1 | 100.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 18 applications in 2025, of which 7 were originated and 11 denied.
61.1% of all applications, or 61.1% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Homexpress Mortgage originated in West Virginia in 2025 was 7.63%, against a statewide median of 6.62%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology