Homexpress Mortgage in Louisiana vs the state
36.6%Denial rate+14.47 pts vs state
36.6%Decision denial rate+8.49 pts vs state
61.8%Origination rate+9.86 pts vs state
7.50%Median rate+0.88 pts vs state
0.67Rate spread (pts)+0.31 pts vs state
$147kMedian applicant income
81Loans originated
48Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 25 | 40.5% | 8.88% | #258 |
| 2024 | 62 | 32 | 46.8% | 8.00% | #209 |
| 2025 | 131 | 81 | 36.6% | 7.50% | #157 |
What Homexpress Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 55 | 28 | 26 | 47.3% |
| Jefferson Parish | 40 | 31 | 8 | 20.0% |
| East Baton Rouge Parish | 8 | 5 | 3 | 37.5% |
| St. Bernard Parish | 4 | 3 | 1 | 25.0% |
| Ouachita Parish | 3 | 2 | 1 | 33.3% |
| Caddo Parish | 3 | 1 | 2 | 66.7% |
| St. Tammany Parish | 3 | 2 | 1 | 33.3% |
| Iberia Parish | 3 | 1 | 2 | 66.7% |
| Calcasieu Parish | 2 | 1 | 1 | 50.0% |
| Lafayette Parish | 2 | 2 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 131 applications in 2025, of which 81 were originated and 48 denied.
36.6% of all applications, or 36.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Homexpress Mortgage originated in Louisiana in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology