Hometown Bank of Pennsylvania in Pennsylvania vs the state
15.3%Denial rate-3.01 pts vs state
15.5%Decision denial rate-6.72 pts vs state
73.6%Origination rate+12.65 pts vs state
—Median rate
—Rate spread (pts)
$86kMedian applicant income
159Loans originated
33Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 251 | 194 | 16.3% | — | #243 |
| 2024 | 226 | 182 | 13.3% | — | #254 |
| 2025 | 216 | 159 | 15.3% | — | #262 |
What Hometown Bank of Pennsylvania lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Hometown Bank of Pennsylvania applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bedford County | 179 | 131 | 28 | 15.6% |
| Blair County | 22 | 18 | 2 | 9.1% |
| Huntingdon County | 8 | 3 | 3 | 37.5% |
| Fulton County | 3 | 3 | 0 | 0.0% |
| Cambria County | 2 | 2 | 0 | 0.0% |
| Allegheny County | 1 | 1 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 216 applications in 2025, of which 159 were originated and 33 denied.
15.3% of all applications, or 15.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Hometown Bank of Pennsylvania's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology