Homebridge Financial Services · Nevada · 2025

Homebridge Financial Services in Nevada: approval rate, denial rate and rates (2025)

Homebridge Financial Services took 224 mortgage applications in Nevada in 2025, ranking #98 of 627 lenders active in the state. It originated 67.0% of them and denied 17.9% (20.7% of the applications it decided), against a statewide denial rate of 17.5%.

224Applicationsin NV
20.7%Decision denial ratestate 22.2%
10.08%Median ratestate 6.63%
$175,000Median loanstate $305,000
$29MVolume10 counties

Homebridge Financial Services in Nevada vs the state

17.9%Denial rate+0.41 pts vs state
20.7%Decision denial rate-1.49 pts vs state
67.0%Origination rate+9.25 pts vs state
10.08%Median rate+3.46 pts vs state
0.08Rate spread (pts)-0.22 pts vs state
$102kMedian applicant income
150Loans originated
40Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202335518628.7%10.43%#65
202424314922.2%10.75%#86
202522415017.9%10.08%#98

What Homebridge Financial Services lends in Nevada

By loan purpose

Home purchase 33 15% · 15.2% denied
Refinance 42 19% · 50.0% denied
Cash-out refinance 8 4% · 62.5% denied
Home improvement 61 27% · 0.0% denied
Other / HELOC 80 36% · 11.3% denied

By loan type

Conventional 166 74% · 10.8% denied
FHA 43 19% · 37.2% denied
VA 15 7% · 40.0% denied

Why it denied Nevada applicants

Unverifiable information 17 43%
Collateral 8 20%
Debt-to-income ratio 7 18%
Incomplete application 3 8%
Credit history 3 8%
Insufficient cash 2 5%

Where in Nevada

Counties with the most Homebridge Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 16910833 19.5%
Washoe County 32280 0.0%
Nye County 862 25.0%
Douglas County 440 0.0%
Lyon County 412 50.0%
White Pine County 201 50.0%
Churchill County 211 50.0%
Lincoln County 110 0.0%
Carson City 101 100.0%
Humboldt County 110 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 224 applications in 2025, of which 150 were originated and 40 denied.

17.9% of all applications, or 20.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Homebridge Financial Services originated in Nevada in 2025 was 10.08%, against a statewide median of 6.63%.

About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology