Homebridge Financial Services in Colorado vs the state
14.3%Denial rate-1.30 pts vs state
16.1%Decision denial rate-3.57 pts vs state
72.4%Origination rate+12.33 pts vs state
9.85%Median rate+3.22 pts vs state
-0.06Rate spread (pts)-0.21 pts vs state
$135kMedian applicant income
424Loans originated
84Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 723 | 378 | 30.6% | 10.44% | #74 |
| 2024 | 555 | 341 | 20.7% | 10.97% | #92 |
| 2025 | 586 | 424 | 14.3% | 9.85% | #96 |
What Homebridge Financial Services lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 73 | 55 | 7 | 9.6% |
| Arapahoe County | 73 | 55 | 12 | 16.4% |
| Denver County | 71 | 52 | 10 | 14.1% |
| El Paso County | 70 | 50 | 11 | 15.7% |
| Adams County | 55 | 36 | 13 | 23.6% |
| Douglas County | 48 | 32 | 7 | 14.6% |
| Weld County | 31 | 24 | 4 | 12.9% |
| Mesa County | 23 | 20 | 0 | 0.0% |
| Larimer County | 16 | 11 | 2 | 12.5% |
| Eagle County | 11 | 8 | 3 | 27.3% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 586 applications in 2025, of which 424 were originated and 84 denied.
14.3% of all applications, or 16.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Homebridge Financial Services originated in Colorado in 2025 was 9.85%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology