Homeamerican Mortgage in Washington vs the state
8.9%Denial rate-6.73 pts vs state
9.7%Decision denial rate-9.80 pts vs state
78.5%Origination rate+17.42 pts vs state
5.00%Median rate-1.63 pts vs state
-1.31Rate spread (pts)-1.50 pts vs state
$158kMedian applicant income
299Loans originated
34Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 223 | 161 | 8.1% | 5.75% | #147 |
| 2024 | 405 | 345 | 4.0% | 5.50% | #109 |
| 2025 | 381 | 299 | 8.9% | 5.00% | #124 |
What Homeamerican Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Homeamerican Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 160 | 130 | 13 | 8.1% |
| Clark County | 82 | 58 | 14 | 17.1% |
| Kitsap County | 62 | 51 | 3 | 4.8% |
| Snohomish County | 41 | 33 | 2 | 4.9% |
| Whatcom County | 30 | 23 | 2 | 6.7% |
| Skagit County | 3 | 2 | 0 | 0.0% |
| Cowlitz County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 381 applications in 2025, of which 299 were originated and 34 denied.
8.9% of all applications, or 9.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Homeamerican Mortgage originated in Washington in 2025 was 5.00%, against a statewide median of 6.63%.
About this data. Figures are Homeamerican Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology