Home Loan Investment Bank in Wisconsin vs the state
21.1%Denial rate+7.04 pts vs state
44.4%Decision denial rate+28.08 pts vs state
26.3%Origination rate-41.83 pts vs state
7.25%Median rate+0.63 pts vs state
2.70Rate spread (pts)+2.58 pts vs state
$121kMedian applicant income
5Loans originated
4Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 4 | 65.3% | 8.10% | #310 |
| 2024 | 75 | 16 | 57.3% | 8.10% | #281 |
| 2025 | 19 | 5 | 21.1% | 7.25% | #423 |
What Home Loan Investment Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 6 | 2 | 1 | 16.7% |
| Eau Claire County | 3 | 1 | 0 | 0.0% |
| Kenosha County | 1 | 0 | 0 | 0.0% |
| Dunn County | 1 | 0 | 1 | 100.0% |
| Racine County | 1 | 0 | 0 | 0.0% |
| Polk County | 1 | 0 | 1 | 100.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| St. Croix County | 1 | 1 | 0 | 0.0% |
| Kewaunee County | 1 | 0 | 0 | 0.0% |
| Buffalo County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 19 applications in 2025, of which 5 were originated and 4 denied.
21.1% of all applications, or 44.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Home Loan Investment Bank originated in Wisconsin in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology