Hfg Holdings · Colorado · 2025

Hfg Holdings in Colorado: approval rate, denial rate and rates (2025)

Hfg Holdings took 79 mortgage applications in Colorado in 2025, ranking #248 of 1,114 lenders active in the state. It originated 0.0% of them and denied 39.2% (100.0% of the applications it decided), against a statewide denial rate of 15.6%.

79Applicationsin CO
100.0%Decision denial ratestate 19.7%
Median ratestate 6.63%
$245,000Median loanstate $325,000
$0Volume15 counties

Hfg Holdings in Colorado vs the state

39.2%Denial rate+23.61 pts vs state
100.0%Decision denial rate+80.34 pts vs state
0.0%Origination rate-60.02 pts vs state
Median rate
Rate spread (pts)
$66kMedian applicant income
0Loans originated
31Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
202341024.4%#313
202495015.8%#226
202579039.2%#248

What Hfg Holdings lends in Colorado

By loan purpose

Home purchase 43 54% · 34.9% denied
Refinance 5 6% · 40.0% denied
Cash-out refinance 31 39% · 45.2% denied

By loan type

Conventional 41 52% · 31.7% denied
FHA 32 41% · 46.9% denied
VA 6 8% · 50.0% denied

Why it denied Colorado applicants

Debt-to-income ratio 23 74%
Credit history 3 10%
Insufficient cash 2 6%
Employment history 1 3%
Unverifiable information 1 3%
Collateral 1 3%

Where in Colorado

Counties with the most Hfg Holdings applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
El Paso County 1405 35.7%
Denver County 1307 53.8%
Adams County 1106 54.5%
Arapahoe County 1004 40.0%
Jefferson County 803 37.5%
Pueblo County 402 50.0%
Douglas County 300 0.0%
Mesa County 301 33.3%
Weld County 300 0.0%
Larimer County 301 33.3%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 79 applications in 2025, of which 0 were originated and 31 denied.

39.2% of all applications, or 100.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Hfg Holdings's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology