GoodLeap in Nevada vs the state
22.9%Denial rate+5.42 pts vs state
40.7%Decision denial rate+18.49 pts vs state
26.0%Origination rate-31.76 pts vs state
6.38%Median rate-0.25 pts vs state
0.00Rate spread (pts)-0.29 pts vs state
$80kMedian applicant income
286Loans originated
252Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 687 | 111 | 39.2% | 5.75% | #37 |
| 2024 | 1,203 | 149 | 34.0% | 5.50% | #26 |
| 2025 | 1,102 | 286 | 22.9% | 6.38% | #30 |
What GoodLeap lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 936 | 234 | 212 | 22.6% |
| Washoe County | 103 | 37 | 19 | 18.4% |
| Lyon County | 15 | 2 | 5 | 33.3% |
| Nye County | 12 | 3 | 5 | 41.7% |
| Churchill County | 11 | 5 | 2 | 18.2% |
| Douglas County | 9 | 1 | 4 | 44.4% |
| Carson City | 7 | 1 | 2 | 28.6% |
| Storey County | 2 | 0 | 2 | 100.0% |
| Humboldt County | 2 | 0 | 0 | 0.0% |
| Lander County | 2 | 2 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 1,102 applications in 2025, of which 286 were originated and 252 denied.
22.9% of all applications, or 40.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans GoodLeap originated in Nevada in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology