Gold Star Mortgage Financial Group in Nevada vs the state
0.8%Denial rate-16.67 pts vs state
1.1%Decision denial rate-21.14 pts vs state
63.2%Origination rate+5.52 pts vs state
6.63%Median rate0.00 pts vs state
0.28Rate spread (pts)-0.01 pts vs state
$136kMedian applicant income
325Loans originated
4Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 123 | 83 | 4.9% | 6.93% | #113 |
| 2024 | 260 | 164 | 0.0% | 6.50% | #82 |
| 2025 | 514 | 325 | 0.8% | 6.63% | #52 |
What Gold Star Mortgage Financial Group lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washoe County | 298 | 203 | 1 | 0.3% |
| Clark County | 153 | 84 | 1 | 0.7% |
| Lyon County | 39 | 27 | 1 | 2.6% |
| Carson City | 9 | 7 | 0 | 0.0% |
| Elko County | 5 | 0 | 1 | 20.0% |
| Douglas County | 2 | 0 | 0 | 0.0% |
| Churchill County | 2 | 2 | 0 | 0.0% |
| Nye County | 2 | 2 | 0 | 0.0% |
| Humboldt County | 2 | 0 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 514 applications in 2025, of which 325 were originated and 4 denied.
0.8% of all applications, or 1.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Gold Star Mortgage Financial Group originated in Nevada in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology