Genway Home Mortgage · Louisiana · 2025

Genway Home Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Genway Home Mortgage took 84 mortgage applications in Louisiana in 2025, ranking #196 of 721 lenders active in the state. It originated 32.1% of them and denied 45.2% (57.6% of the applications it decided), against a statewide denial rate of 22.2%.

84Applicationsin LA
57.6%Decision denial ratestate 28.2%
7.13%Median ratestate 6.63%
$150,000Median loanstate $165,000
$5.7MVolume17 counties

Genway Home Mortgage in Louisiana vs the state

45.2%Denial rate+23.07 pts vs state
57.6%Decision denial rate+29.43 pts vs state
32.1%Origination rate-19.83 pts vs state
7.13%Median rate+0.50 pts vs state
1.16Rate spread (pts)+0.80 pts vs state
$73kMedian applicant income
27Loans originated
38Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202417829.4%7.94%#323
2025842745.2%7.13%#196

What Genway Home Mortgage lends in Louisiana

By loan purpose

Home purchase 80 95% · 46.3% denied
Refinance 1 1% · 0.0% denied
Cash-out refinance 3 4% · 33.3% denied

By loan type

Conventional 32 38% · 37.5% denied
FHA 42 50% · 45.2% denied
VA 1 1% · 0.0% denied
USDA / RHS 9 11% · 77.8% denied

Why it denied Louisiana applicants

Incomplete application 15 39%
Debt-to-income ratio 12 32%
Insufficient cash 3 8%
Employment history 3 8%
Unverifiable information 2 5%
Other 1 3%
Credit history 1 3%
Collateral 1 3%

Where in Louisiana

Counties with the most Genway Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Calcasieu Parish 1987 36.8%
East Baton Rouge Parish 1629 56.3%
Lafayette Parish 1447 50.0%
Orleans Parish 512 40.0%
Ascension Parish 430 0.0%
Tangipahoa Parish 422 50.0%
Iberia Parish 300 0.0%
Avoyelles Parish 303 100.0%
Morehouse Parish 202 100.0%
St. Landry Parish 220 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 84 applications in 2025, of which 27 were originated and 38 denied.

45.2% of all applications, or 57.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Genway Home Mortgage originated in Louisiana in 2025 was 7.13%, against a statewide median of 6.63%.

About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology