Genway Home Mortgage in Colorado vs the state
19.7%Denial rate+4.04 pts vs state
28.6%Decision denial rate+8.91 pts vs state
49.2%Origination rate-10.84 pts vs state
7.56%Median rate+0.94 pts vs state
0.85Rate spread (pts)+0.70 pts vs state
$115kMedian applicant income
30Loans originated
12Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 4 | 0.0% | 6.06% | #592 |
| 2024 | 13 | 1 | 23.1% | 6.25% | #462 |
| 2025 | 61 | 30 | 19.7% | 7.56% | #277 |
What Genway Home Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 12 | 5 | 2 | 16.7% |
| Denver County | 9 | 2 | 2 | 22.2% |
| Arapahoe County | 8 | 6 | 1 | 12.5% |
| Adams County | 6 | 5 | 0 | 0.0% |
| Mesa County | 6 | 4 | 2 | 33.3% |
| Pueblo County | 5 | 0 | 1 | 20.0% |
| Larimer County | 2 | 0 | 1 | 50.0% |
| Elbert County | 2 | 2 | 0 | 0.0% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| Montrose County | 2 | 2 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 61 applications in 2025, of which 30 were originated and 12 denied.
19.7% of all applications, or 28.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Genway Home Mortgage originated in Colorado in 2025 was 7.56%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology