Genisys Credit Union · Washington · 2025

Genisys Credit Union in Washington: approval rate, denial rate and rates (2025)

Genisys Credit Union took 24 mortgage applications in Washington in 2025, ranking #367 of 822 lenders active in the state. It originated 75.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.7%.

24Applicationsin WA
0.0%Decision denial ratestate 19.5%
5.88%Median ratestate 6.63%
$1,055,000Median loanstate $335,000
$20MVolume10 counties

Genisys Credit Union in Washington vs the state

0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
75.0%Origination rate+13.94 pts vs state
5.88%Median rate-0.75 pts vs state
0.07Rate spread (pts)-0.12 pts vs state
$345kMedian applicant income
18Loans originated
0Denied

What Genisys Credit Union lends in Washington

By loan purpose

Home purchase 19 79% · 0.0% denied
Refinance 2 8% · 0.0% denied
Home improvement 2 8% · 0.0% denied
Other / HELOC 1 4% · 0.0% denied

By loan type

Conventional 24 100% · 0.0% denied

Where in Washington

Counties with the most Genisys Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 660 0.0%
Clark County 320 0.0%
Pierce County 330 0.0%
Spokane County 310 0.0%
Kitsap County 210 0.0%
Snohomish County 220 0.0%
Skagit County 210 0.0%
Whatcom County 110 0.0%
Douglas County 110 0.0%
Grant County 100 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 24 applications in 2025, of which 18 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Genisys Credit Union originated in Washington in 2025 was 5.88%, against a statewide median of 6.63%.

About this data. Figures are Genisys Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology