Geneva Financial in Washington vs the state
4.8%Denial rate-10.86 pts vs state
6.7%Decision denial rate-12.82 pts vs state
66.5%Origination rate+5.41 pts vs state
6.94%Median rate+0.31 pts vs state
0.51Rate spread (pts)+0.32 pts vs state
$125kMedian applicant income
111Loans originated
8Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 250 | 145 | 5.6% | 7.00% | #136 |
| 2024 | 218 | 131 | 3.7% | 7.13% | #165 |
| 2025 | 167 | 111 | 4.8% | 6.94% | #203 |
What Geneva Financial lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Geneva Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 38 | 26 | 4 | 10.5% |
| Spokane County | 28 | 21 | 0 | 0.0% |
| Pierce County | 26 | 15 | 3 | 11.5% |
| Stevens County | 20 | 18 | 0 | 0.0% |
| Snohomish County | 18 | 11 | 0 | 0.0% |
| Clark County | 8 | 5 | 0 | 0.0% |
| Mason County | 5 | 1 | 0 | 0.0% |
| Kitsap County | 4 | 2 | 0 | 0.0% |
| Benton County | 3 | 2 | 0 | 0.0% |
| Pend Oreille County | 3 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 167 applications in 2025, of which 111 were originated and 8 denied.
4.8% of all applications, or 6.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Geneva Financial originated in Washington in 2025 was 6.94%, against a statewide median of 6.63%.
About this data. Figures are Geneva Financial's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology