Flagstar Bank in Louisiana vs the state
27.2%Denial rate+5.01 pts vs state
33.3%Decision denial rate+5.18 pts vs state
53.4%Origination rate+1.43 pts vs state
6.38%Median rate-0.25 pts vs state
0.32Rate spread (pts)-0.04 pts vs state
$78kMedian applicant income
55Loans originated
28Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 367 | 196 | 27.0% | 7.00% | #65 |
| 2024 | 441 | 290 | 20.0% | 6.63% | #56 |
| 2025 | 103 | 55 | 27.2% | 6.38% | #174 |
What Flagstar Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Flagstar Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Parish | 13 | 9 | 4 | 30.8% |
| St. Mary Parish | 11 | 10 | 1 | 9.1% |
| East Baton Rouge Parish | 10 | 5 | 3 | 30.0% |
| Orleans Parish | 9 | 4 | 3 | 33.3% |
| Lafayette Parish | 8 | 5 | 1 | 12.5% |
| St. Tammany Parish | 8 | 3 | 2 | 25.0% |
| Caddo Parish | 6 | 2 | 1 | 16.7% |
| Terrebonne Parish | 5 | 1 | 2 | 40.0% |
| Bossier Parish | 4 | 2 | 0 | 0.0% |
| Assumption Parish | 4 | 2 | 2 | 50.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 103 applications in 2025, of which 55 were originated and 28 denied.
27.2% of all applications, or 33.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Flagstar Bank originated in Louisiana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Flagstar Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology