First Technology Federal Credit Union in Washington vs the state
12.7%Denial rate-3.00 pts vs state
14.9%Decision denial rate-4.64 pts vs state
65.3%Origination rate+4.26 pts vs state
7.13%Median rate+0.50 pts vs state
0.31Rate spread (pts)+0.12 pts vs state
$247kMedian applicant income
857Loans originated
166Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,368 | 785 | 11.8% | 8.00% | #45 |
| 2024 | 1,265 | 806 | 11.9% | 8.00% | #48 |
| 2025 | 1,312 | 857 | 12.7% | 7.13% | #49 |
What First Technology Federal Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most First Technology Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 797 | 512 | 105 | 13.2% |
| Snohomish County | 190 | 122 | 18 | 9.5% |
| Clark County | 161 | 111 | 20 | 12.4% |
| Pierce County | 36 | 23 | 4 | 11.1% |
| Kitsap County | 19 | 13 | 2 | 10.5% |
| Whatcom County | 12 | 8 | 2 | 16.7% |
| Cowlitz County | 12 | 7 | 1 | 8.3% |
| Walla Walla County | 11 | 7 | 2 | 18.2% |
| Thurston County | 8 | 5 | 2 | 25.0% |
| Kittitas County | 8 | 4 | 3 | 37.5% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,312 applications in 2025, of which 857 were originated and 166 denied.
12.7% of all applications, or 14.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans First Technology Federal Credit Union originated in Washington in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are First Technology Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology