First State Bank of St. Charles, Missouri in Texas vs the state
0.0%Denial rate-19.43 pts vs state
0.0%Decision denial rate-24.90 pts vs state
100.0%Origination rate+45.12 pts vs state
6.50%Median rate0.00 pts vs state
0.07Rate spread (pts)-0.12 pts vs state
$152kMedian applicant income
14Loans originated
0Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 19 | 4.0% | 6.63% | #850 |
| 2024 | 20 | 20 | 0.0% | 6.63% | #860 |
| 2025 | 14 | 14 | 0.0% | 6.50% | #913 |
What First State Bank of St. Charles, Missouri lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most First State Bank of St. Charles, Missouri applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 2 | 2 | 0 | 0.0% |
| Parker County | 2 | 2 | 0 | 0.0% |
| Bexar County | 2 | 2 | 0 | 0.0% |
| Williamson County | 2 | 2 | 0 | 0.0% |
| El Paso County | 1 | 1 | 0 | 0.0% |
| Galveston County | 1 | 1 | 0 | 0.0% |
| Kaufman County | 1 | 1 | 0 | 0.0% |
| Harris County | 1 | 1 | 0 | 0.0% |
| Collin County | 1 | 1 | 0 | 0.0% |
| Denton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 14 applications in 2025, of which 14 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans First State Bank of St. Charles, Missouri originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are First State Bank of St. Charles, Missouri's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology