First National Bank of America in Louisiana vs the state
9.8%Denial rate-12.33 pts vs state
11.3%Decision denial rate-16.83 pts vs state
77.1%Origination rate+25.08 pts vs state
9.25%Median rate+2.63 pts vs state
3.22Rate spread (pts)+2.86 pts vs state
$100kMedian applicant income
47Loans originated
6Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 36 | 3.6% | 10.25% | #225 |
| 2024 | 56 | 38 | 12.5% | 9.24% | #224 |
| 2025 | 61 | 47 | 9.8% | 9.25% | #232 |
What First National Bank of America lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most First National Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 18 | 14 | 1 | 5.6% |
| Jefferson Parish | 15 | 13 | 1 | 6.7% |
| Orleans Parish | 12 | 8 | 2 | 16.7% |
| St. Tammany Parish | 9 | 7 | 1 | 11.1% |
| Ascension Parish | 3 | 2 | 0 | 0.0% |
| Ouachita Parish | 1 | 1 | 0 | 0.0% |
| Tangipahoa Parish | 1 | 0 | 1 | 100.0% |
| St. Bernard Parish | 1 | 1 | 0 | 0.0% |
| Calcasieu Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 61 applications in 2025, of which 47 were originated and 6 denied.
9.8% of all applications, or 11.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans First National Bank of America originated in Louisiana in 2025 was 9.25%, against a statewide median of 6.63%.
About this data. Figures are First National Bank of America's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology