First Federal Bank in Louisiana vs the state
8.5%Denial rate-13.66 pts vs state
12.9%Decision denial rate-15.25 pts vs state
57.5%Origination rate+5.48 pts vs state
6.00%Median rate-0.63 pts vs state
-0.36Rate spread (pts)-0.72 pts vs state
$127kMedian applicant income
27Loans originated
4Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 9 | 19.1% | 6.75% | #328 |
| 2024 | 34 | 15 | 20.6% | 6.25% | #270 |
| 2025 | 47 | 27 | 8.5% | 6.00% | #254 |
What First Federal Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most First Federal Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 9 | 5 | 0 | 0.0% |
| St. Tammany Parish | 8 | 6 | 1 | 12.5% |
| Bossier Parish | 5 | 3 | 1 | 20.0% |
| Orleans Parish | 4 | 2 | 1 | 25.0% |
| Lafayette Parish | 4 | 4 | 0 | 0.0% |
| Jefferson Parish | 4 | 0 | 0 | 0.0% |
| Ascension Parish | 3 | 1 | 0 | 0.0% |
| St. Landry Parish | 2 | 1 | 0 | 0.0% |
| Caddo Parish | 1 | 1 | 0 | 0.0% |
| Vernon Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 47 applications in 2025, of which 27 were originated and 4 denied.
8.5% of all applications, or 12.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans First Federal Bank originated in Louisiana in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are First Federal Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology