First Community in Washington vs the state
14.3%Denial rate-1.36 pts vs state
17.7%Decision denial rate-1.89 pts vs state
61.9%Origination rate+0.84 pts vs state
5.50%Median rate-1.13 pts vs state
-0.62Rate spread (pts)-0.81 pts vs state
$153kMedian applicant income
13Loans originated
3Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 10 | 17.7% | 6.06% | #392 |
| 2024 | 24 | 14 | 8.3% | 5.50% | #354 |
| 2025 | 21 | 13 | 14.3% | 5.50% | #382 |
What First Community lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most First Community applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 10 | 8 | 0 | 0.0% |
| Cowlitz County | 3 | 0 | 1 | 33.3% |
| Walla Walla County | 2 | 2 | 0 | 0.0% |
| Benton County | 2 | 1 | 1 | 50.0% |
| Klickitat County | 2 | 1 | 1 | 50.0% |
| King County | 1 | 1 | 0 | 0.0% |
| Lewis County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 21 applications in 2025, of which 13 were originated and 3 denied.
14.3% of all applications, or 17.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans First Community originated in Washington in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are First Community's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology