First Community Mortgage in Kansas vs the state
0.0%Denial rate-15.03 pts vs state
0.0%Decision denial rate-18.28 pts vs state
91.7%Origination rate+27.85 pts vs state
6.63%Median rate0.00 pts vs state
0.72Rate spread (pts)+0.42 pts vs state
$112kMedian applicant income
11Loans originated
0Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 32 | 4.7% | 6.88% | #214 |
| 2024 | 42 | 31 | 9.5% | 6.88% | #225 |
| 2025 | 12 | 11 | 0.0% | 6.63% | #341 |
What First Community Mortgage lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most First Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shawnee County | 3 | 3 | 0 | 0.0% |
| Sedgwick County | 2 | 2 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Dickinson County | 1 | 0 | 0 | 0.0% |
| Wyandotte County | 1 | 1 | 0 | 0.0% |
| Linn County | 1 | 1 | 0 | 0.0% |
| Reno County | 1 | 1 | 0 | 0.0% |
| Riley County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 12 applications in 2025, of which 11 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans First Community Mortgage originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are First Community Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology