First Colony Mortgage in Louisiana vs the state
8.0%Denial rate-14.17 pts vs state
9.5%Decision denial rate-18.63 pts vs state
60.0%Origination rate+8.03 pts vs state
6.75%Median rate+0.13 pts vs state
0.26Rate spread (pts)-0.10 pts vs state
$63kMedian applicant income
15Loans originated
2Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 5 | 0.0% | 7.50% | #426 |
| 2024 | 11 | 9 | 0.0% | 6.63% | #366 |
| 2025 | 25 | 15 | 8.0% | 6.75% | #302 |
What First Colony Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most First Colony Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 7 | 4 | 2 | 28.6% |
| St. Charles Parish | 3 | 3 | 0 | 0.0% |
| St. John the Baptist Parish | 3 | 2 | 0 | 0.0% |
| St. Tammany Parish | 2 | 1 | 0 | 0.0% |
| Jefferson Parish | 2 | 0 | 0 | 0.0% |
| St. Bernard Parish | 2 | 1 | 0 | 0.0% |
| Tangipahoa Parish | 2 | 0 | 0 | 0.0% |
| East Baton Rouge Parish | 1 | 1 | 0 | 0.0% |
| Caddo Parish | 1 | 1 | 0 | 0.0% |
| Lincoln Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 25 applications in 2025, of which 15 were originated and 2 denied.
8.0% of all applications, or 9.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans First Colony Mortgage originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are First Colony Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology