First Alliance Home Mortgage in Texas vs the state
19.7%Denial rate+0.27 pts vs state
38.2%Decision denial rate+13.34 pts vs state
31.8%Origination rate-23.06 pts vs state
6.50%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.15 pts vs state
$108kMedian applicant income
21Loans originated
13Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 0.0% | 7.06% | #1,096 |
| 2025 | 66 | 21 | 19.7% | 6.50% | #646 |
What First Alliance Home Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most First Alliance Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 10 | 3 | 0 | 0.0% |
| Tarrant County | 6 | 2 | 0 | 0.0% |
| El Paso County | 6 | 3 | 2 | 33.3% |
| Denton County | 6 | 3 | 3 | 50.0% |
| Dallas County | 6 | 2 | 1 | 16.7% |
| Ellis County | 3 | 1 | 1 | 33.3% |
| Kaufman County | 3 | 1 | 0 | 0.0% |
| Parker County | 3 | 2 | 0 | 0.0% |
| Brazoria County | 3 | 0 | 2 | 66.7% |
| Collin County | 2 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 66 applications in 2025, of which 21 were originated and 13 denied.
19.7% of all applications, or 38.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans First Alliance Home Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are First Alliance Home Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology