Finance of America Reverse · Wyoming · 2025

Finance of America Reverse in Wyoming: approval rate, denial rate and rates (2025)

Finance of America Reverse took 25 mortgage applications in Wyoming in 2025, ranking #96 of 411 lenders active in the state. It originated 60.0% of them and denied 16.0% (20.0% of the applications it decided), against a statewide denial rate of 15.6%.

25Applicationsin WY
20.0%Decision denial ratestate 19.6%
6.25%Median ratestate 6.50%
$225,000Median loanstate $235,000
$3.4MVolume12 counties

Finance of America Reverse in Wyoming vs the state

16.0%Denial rate+0.44 pts vs state
20.0%Decision denial rate+0.41 pts vs state
60.0%Origination rate-1.01 pts vs state
6.25%Median rate-0.25 pts vs state
Rate spread (pts)
$33kMedian applicant income
15Loans originated
4Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
202334238.8%7.77%#78
202422160.0%7.24%#97
2025251516.0%6.25%#96

What Finance of America Reverse lends in Wyoming

By loan purpose

Refinance 10 40% · 30.0% denied
Home improvement 3 12% · 0.0% denied
Other / HELOC 12 48% · 8.3% denied

By loan type

FHA 25 100% · 16.0% denied

Why it denied Wyoming applicants

Collateral 2 50%
Insufficient cash 1 25%
Other 1 25%

Where in Wyoming

Counties with the most Finance of America Reverse applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 421 25.0%
Natrona County 421 25.0%
Lincoln County 421 25.0%
Park County 330 0.0%
Sheridan County 210 0.0%
Goshen County 210 0.0%
Uinta County 110 0.0%
Big Horn County 110 0.0%
Campbell County 100 0.0%
Johnson County 101 100.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 25 applications in 2025, of which 15 were originated and 4 denied.

16.0% of all applications, or 20.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Finance of America Reverse originated in Wyoming in 2025 was 6.25%, against a statewide median of 6.50%.

About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology